If you do not have a home address, you can get a credit card with an alternate address. This might be able to double as your home address. You can get a credit card even if you don’t have a permanent address by offering something of value to the company. The trick is to offer something of value to the company.
How To Get A Credit Card Without A Zip Code?
1. The first thing you need to do is find a credit card with an alternate address.
2. Next, you need to get a post office box.
3. Put the credit card and post office box in a safe place.
4. Now, you need to find someone who can make the credit card company accept your
post office box as being your home address.
5. Call the credit card company’s customer service department and tell them that you
have moved and need to change your address on file.
6. You can change your billing address by telling the post office that you are using a
post office box as your home address.
7. The customer service representative will ask for a ZIP Code when they update your
account information. Give them the ZIP Code of your post office box as it is easier for
them to search than finding a street name in their database.
8. That’s it! You can now use this alternate address with any credit card company as
as long as they allow alternate addresses to be used.
How To Apply For A Credit Card Without A Zip Code
- Get the application form that you need to fill out from your annual credit report.
- Call all of the 3rd-party companies that you have opened credit cards with in the past so that they will pull up your history on them.
- Print out all of the information that these companies have pulled for you and bring it to any bank and ask them if they will give you a credit card with an alternative address.
- Make sure that whatever bank is giving you your new credit card has an alternative address option on their website . This will allow you to get a student loan with an alternative address too, which will make it even easier for lower interest rates in case your parents’ account was used by default and the bill was not paid off before their billing cycle ends.
6. After this first credit card is approved, go back to this page http://www.studentloanschedule.com/applyform/ and continue applying for more student loans at these lower interest rates until all of your student loans are paid off. You can check your online statement for balance owed just to make sure that you don’t have any other payments to make. Check your online statements for balance owing just to ensure that you have no other payments that need to be made apart from the payment amount.
- After your student loans are paid off, open a couple more credit cards and keep applying for as many loans as you can at these lower interest rates. If you get turned down for any of the cards around this time, then start opening more student loans with this method of getting lower interest rates and see if those are approved.
- You don’t need to wait for the bills for the fees on those deals to come in before we can apply again, so if you didn’t pay it off before then apply anyway (or find another way to pay it off).
- At that point you should be able to fill out applications without a ZIP code by just typing in your full name and address, and the state where you live. We’ll explain how to do that below. Continue applying like this until at least one of your licenses has been issued (the first one will be a FOID card which is good anywhere in the US) The good thing about not putting down where you are from is that in applications filed online there is no need to submit the address verification form.
Final Words
Opening a credit card can help you build up your credit score. And since credit cards are the best way to earn miles and points, having a credit card can help you travel more for less. If you’re trying to get a credit card without a physical address, it can be a challenge. You’ll have to jump through a few hoops, but there are ways to get a credit card even if you don’t have a physical address.
